AN EMPLOYEE HOMEOWNERSHIP COUNSELING SERVICE  (EHOCS) is a low-cost program for your organization that does not require your staff's valuable time.  It is offered to your eligible employees to assist them in purchasing a home.  The service can be tailored by NDF to fit any workforce's needs with in-house training sessions and both daytime and after-hours classes.  The extent of your organization's involvement in this service for eligible employees is at your discretion and can range from providing woksite instructional areas to offering financial aid for their home investment.

EHOCS ADMINISTRATOR:
NDF, a New Orleans-based non-profit agency that assists low and moderate income families.

MINIMUM EMPLOYER CONTRIBUTION TO EHOCS ADMINISTRATOR:
A $50 fee is charged for each employee screened.  Fees for training and post-purchase counseling are structured as program services and are customized for your organization.

EMPLOYER CONTRIBUTION TO EMPLOYEES IN EHOCS:
None required, however, employer may choose one or more of the following ways:  assist employees with purchase of training materials, establish worksite instructional areas, provide grants to establish a second mortgage or pay downpayment or closing costs.

Homeownership is not guaranteed to your employees by either NDF or your organization.  Those employees who meet qualifications for the service, however, will benefit from excellent training and support services and will also be eligible for preferable financing rates from local banks that are not available to the general public.  Employees soon realize the value of these services.  Homeownership is as important as a retirement plan for your workers.  An EMPLOYEE HOMEOWNERSHIP COUNSELING SERVICE is an investment in the future of your company, the community and your employees.